Credit Scoring: Best Practices for your Clients

Upon completion of this course, the student will be familiar with the Equal Credit Opportunity Act. This course will identify the differences and similarities between the three credit reporting agencies to know what is included and excluded in a free credit report. We will also review how to properly read a credit report, how to spot errors, and who to contact to get those errors corrected. Finally, we will investigate the truth behind many credit myths agents and borrowers have such as, “why all debt is not treated equal” and “closing old accounts will help my credit score.”

Highland Lakes Association of REALTORS® Registration and Cancellation Policy

We encourage you to register at least five (5) days prior to the class to ensure you receive all necessary information in a timely manner.

Please note the following:

• No-shows will not receive a refund.
• Registrations are non-transferable to another member.
• Transfers to a future course are allowed with a minimum of 48 hours’ notice.
• If a class is canceled by HLAoR, you will receive a full refund.